Few consumer products are the object of a love/hate relationship as life insurance. The thought of buying life insurance is not something that most physicians relish, yet, if it is done right, it can provide the greatest peace-of-mind a person can have. The key is to do it right.
Here’s a thought: retirement doesn’t mean the end. It doesn’t mean an end of self-importance or purpose, it just means a new chapter—a paradigm shift of what life is beyond long days and meetings and bosses. Unless you own your own business, and even then, you are not your business.
The car insurance bill arrives and yet again you let a deep sigh—all things considered the rate is way higher than it should be. You’re a considerate, cautious driver who hasn’t had an accident since you were 16 and backed into the garage! Which is precisely why you should start to pay attention to the term “telematics.”
Life is full of risks, and people make decisions everyday that require weighing those risks against their ability to protect themselves using their own resources or by transferring the risk to an insurance company. Most people realize that they couldn’t afford to rebuild a damaged home or buy a new car without insurance.
You think back fondly on those halcyon collegiate days--studying in the quad, late-night pizza, tailgating for the big tailgating game, dorm living, tossing your graduation cap in the air...beyond the lifelong friends and the parties and fun, college helped you get to where you are today.
The stock market is a fast-flying, quick U-turn, up and down game to play. It’s both exhilarating and exhausting. And, if you’re like most people, you’re exceedingly grateful for your financial advisor, broker, and/or portfolio manager. They keep your market investments growing (generally), and give you peace of mind when it comes to overall stock market stability.
If you’ve been listening to the financial media of late you have no doubt heard some of the so-called experts prognosticating on the prospect of the next big bear market. Unquestionably, the stock market is at another crossroads, and its 7 percent increase year-to-date belies the concerns that most people have over the global economy.
Anyone with a family to protect understands the critical role life insurance plays in their financial plan However, in determining the actual amount of coverage to provide essential protection needs, many people tend to adhere to simplistic rules-of-thumb, such as a “multiple of income,” which may leave them wondering if they own too much or too little coverage.
You may have seen them around town – teenagers, adults, even senior citizens – walking around like zombies with their gaze fixed on their smartphones held inches from their face. Searching in a parallel virtual world for Pokémon characters, they stumble onto streets and walk through gardens, rarely lifting their heads to see what is in front of them.
Businesses of all types are taking advantage of the enormous potential of social networking sites for business development, customer communications and public relations. The largest networking site, Facebook, has over 1.6 billion users which present a business with a significant opportunity to expand its reach to target markets beyond what the traditional marketing strategies can accompli